Clubhouse First Person Blackjack

Objective of the game

The objective of First Person Blackjack is to obtain a higher card total than the virtual dealer without exceeding 21. The best hand is called a “blackjack,” and occurs when the value of the first two cards is exactly 21.

• It is played with 6 decks.
• The cards are shuffled before each game.
• The dealer always stands on 17.
• You can double down after receiving the initial two cards.
• You can split initial cards of the same value.
• You can only split once per hand.
• One card dealt for each split Ace.
• Doubling after splitting is not allowed.
• You can purchase insurance if the dealer gets an Ace.
• Blackjack pays 3 to 2.
• Insurance pays 2 to 1.
• The game ends in a draw when the hands add up to the same amount.

Rules of the game

This game is played with six standard decks of 52 cards. The values are as follows:

• Cards 2 through 10 are worth their face value.
• Figure cards (Jacks, Queens and Kings) are worth 10.
• Aces are worth 1 or 11, depending on which is more favorable for the hand. Note that a “soft” hand contains an Ace worth 11.

Five hands are available. You can place your bets on one or more hands. After placing your bets, click/tap the DEAL button to begin dealing. Dealing starts from the hand closest to the "shoe" and continues clockwise to the virtual dealer. One card is dealt face up to each hand and to the virtual dealer. The second card is then dealt face up to each hand, and the last card is dealt face down to the virtual dealer. The value of each starting hand is displayed next to the cards in each hand.

Blackjack

If the value of the first two cards in your starting hand is 21, you have a Blackjack!

Sure

If the virtual dealer's up card is an Ace, you are offered the option to purchase insurance to offset the risk that the virtual dealer has Blackjack, even if you yourself have Blackjack. The insurance amount is equal to half of your main bet, and the insurance bet is settled separately from the bet on your hand. The virtual dealer's down card is then checked for Blackjack. If they do not have Blackjack, the round continues. If the virtual dealer has Blackjack but you do not, the virtual dealer's hand wins. If you both have Blackjack, the game ends in a push and your bet is returned to you. Please note that if the virtual dealer's up card is a 10 or a picture card, you will not have the option to purchase insurance and the virtual dealer's down card will not be checked for Blackjack.

Fold, Hit or Stand

When the virtual dealer does not have Blackjack when checking the initial two cards, players have the opportunity to improve their hand values at the same time by choosing to have more cards dealt.

If your initial hand value is not 21, you may decide to Double Down. If you do so, you will double your bet and only one additional card will be dealt to your hand. Alternatively, you may decide to draw an additional card to add to the value of your hand. You may draw cards more than once and stand once you are satisfied with the value of your hand.

Split

If your starting hand is a pair of cards of equal value, you can decide to split the pair into two separate hands, each with a separate bet equal to the initial bet. After dealing a second card to both hands, you can improve the value of these two hands by deciding to Receive. Again, you can choose to Stand when you are satisfied with the value of your two hands. However, if you split a pair of Aces, each hand will receive only one additional card, and you will not be able to draw more cards.

Charge

Once the cards have been dealt, if the dealer doesn't have Blackjack, you'll have to make a decision. One option is to cash out: if you choose to cash out, the hand is over, and you'll receive the value shown on the Cash Out button. The Cash Out payout ratio varies depending on your hand score and the dealer's upcard. The Cash Out rule only applies to your main bet. You can control the visibility of this option in your Decision Panel under Settings.

Result

If the sum of your hand exceeds 21, you will have busted and lost the bet on that hand.

Once decisions have been made for all hands, the virtual dealer's hole card is revealed. The virtual dealer must Hit when holding a hand of 16 or less and must Stand on a hand of soft 17 or higher. Remember that a "soft" hand contains an Ace, which is worth 11.

You win when your final hand value is closer to 21 than the virtual dealer's hand, or when the dealer busts. If the hand values are the same, the round ends in a push, and your bet will be returned.

If you choose to cash out, you will receive the amount shown on the Cash Out button when the option is offered.

Blackjack is only possible using the two cards initially dealt. A hand of 21 resulting from a split pair is not considered Blackjack. Therefore, Blackjack will beat any hand of 21 resulting from a split pair.

Side bets

This First Person Blackjack game also allows for optional side bets, specifically Perfect Pairs and 21+3. Please note that an initial bet is required to place a side bet. You have the option to win on any side bet, whether you win or lose on your initial bet.

Perfect Pairs

The Perfect Pairs side bet allows you to win if your first two cards form a pair — for example: two queens, two aces, or two 3s. There are three types of pairs, each with a different payout rate:

• Perfect pair — same suit, for example, two aces of spades.
• Flush pair — different suits of the same color, for example, 2 of diamonds + 2 of hearts.
• Mixed pair — different suits of different colors; for example: 10 of hearts + 10 of clubs.

21+3

The 21+3 side bet gives you the chance to win if your first two cards plus the dealer's up card comprise any of the following winning combinations (similar to poker), each with a different payout:

• Matching three of a kind — a three of a kind of the same suit; for example: 3 queens of hearts.
• Straight Flush — in numerical order and of the same suit; for example: 10, Jack, and Queen of Diamonds.
• Three of a kind — same rank but different suits, for example, any three of mismatched Kings.
• Straight — in numerical order but of different suits, for example: 2 of spades + 3 of clubs + 4 of hearts.
• Flush — non-consecutive cards of the same suit, for example: 2, 6 and 10 of clubs.

Payments

• Blackjack pays 3 to 2.
• The winning hand pays 1:1.
• Insurance pays 2:1.
• The payout is paid between 0.4 and 1.77 times the bet.

Perfect Pairs

21+3

Please note that in the event of a failure, the game and all final payments for the round will be voided.

Return to player

The optimal theoretical return to player percentage is as follows:

• Blackjack: 99.32%.
• Perfect Pairs Bet: 93.89%.
• Bet 21+3: 95.38%.

The theoretical payout percentage for always accepting the early repayment offer is 96.80%.

Placing bets

The BET LIMITS panel displays the minimum and maximum bet limits allowed at the table, which may change from time to time. Open the BET LIMITS panel to review your current limits.

Clubhouse First Person Blackjack

0.50 – 1000 €

To participate in the game, you must have sufficient funds to cover the bets. You can see your current balance on your screen.

BALANCE €100,000

In the CHIP MENU, you can select the value of the chips you wish to bet. Only chips with amounts that match your current balance will be available.

0.50

1

2

5

25

100

If your balance is too high to be displayed on the TOKEN MONITOR, the TOKEN PLATE will appear.

Once you've selected a chip, place your bet by clicking or tapping on the corresponding betting spot on the gaming table. Each time you click or tap on the betting spot, the bet value will increase by the value of the selected chip or up to the maximum limit for the bet type you selected. Once you've bet the maximum limit, no additional funds will be accepted for that bet, and a message will appear above your bet notifying you that you've bet the maximum.

After placing a valid bet, click/tap the DEAL button to begin dealing.

The REBET button allows you to repeat all bets from the previous game round. This button is activated after each game round. The REBET button will change to DEAL if you choose to place new bets or when you click/tap the REBET button.

The DOUBLE (x2) button is available after placing a bet. Each click/tap doubles all your bets up to the maximum limit. Please note that you must have sufficient balance to double ALL your bets.

The UNDO button deletes the last bet placed.

The TOTAL BET indicator shows the total sum of bets placed in the current game.

TOTAL BET €500

decision making

When you receive your first two cards, you may make an initial decision regarding your hand. Decision options (e.g., Hit, Stand, Double, Split, Cash) will be displayed in your seat, and only the currently available options will be active.

MAKE A DECISION

FOLD

ASK

STAND UP

SPLIT

CHARGE

€ 12.5

The different options available are represented as follows:

• HIT: an additional card is drawn.
• STAND: no more cards are drawn.
• DOUBLE: the bet is doubled and only one additional card is drawn.
• SPLIT: The bet is doubled and divided into two separate hands.
• COLLECT: The round ends for you and you receive the amount shown on the Collect button.

The amount returned depends on the value of your hand and the dealer's face-up card, and will only apply to the main bet.

The Cash Out option is not available if you decide to double down, go bust, or if your hand value is 21 or Blackjack.

Speed

You can change the speed of the game between rounds.

Speed

Fast

Normal

Live support

If you have any questions about the game, please contact Live Support.

Sound

The Sound option controls all sounds in the game.

Game history

The Game History shows you the Evolution game rounds and results.

Configuration

Settings allow you to customize user preferences that are saved in your profile.

Responsible gaming

The RESPONSIBLE GAMING button takes you to the page describing our responsible gaming policy. This page displays useful information and links about responsible online gaming and tells you how to limit your gaming sessions.

Disconnection Policy

In the event of a disconnection after placing a bet, but before the DEAL button is clicked/tapped, your bet will be returned after reconnecting.

If the connection is lost after clicking/tapping the DEAL button while making a decision, the game will continue after reconnecting. If the reconnection does not occur within 20 minutes, the automatic decision — Stand — will be made and the game will be resolved.

Please note that even if the player is at the table but not playing (does not place or change bets, click or touch the DEAL button, or make any decisions), this will still be considered a disconnect.

Mixed

The cards will be shuffled before each round of play.

More games

The Live button takes you to Evolution games hosted by a live presenter.

Live

The Evolution Lounge allows you to easily select a game without leaving the current game until you choose a new one.

Lounge

Shortcut keys

Hotkeys can be used to quickly apply useful game functions.

Last modification date: 10/10/2025